Find out more

Trustee

The Plan is run by a board of trustee directors (the Trustee). The Trustee is a corporate body known as Combined Nuclear Pension Plan Trustees Limited.

The Trustee is responsible for the Plan’s administration and for the investment of the Plan’s assets. It is the Trustee’s duty to ensure that your interests are protected. Details of the Trustee and its advisors, as well as the Plan’s audited accounts, are published annually in the Trustee’s Annual Report, a copy of which can be obtained from the Plan website www.cnpp.org.uk, on request to the Plan Administrator on 0333 207 6523 or email CombinedNuclearPensionPlan@equiniti.com.

How do I find out more about the Plan?

If you wish to know more about the Plan you should contact the Team Manager at the Plan Administrator by email: CombinedNuclearPensionPlan@equiniti.com or at the address below if you need assistance or have any questions regarding the operation of the Plan. Information about the Plan is also available on the Plan website www.cnpp.org.uk. The Plan Administrator’s address is:

EQ Retirement Solutions,
Combined Nuclear Pension Plan
PO Box 5167
Lancing BN99 9AY

Money and Pensions Service

The Money and Pensions Service (MaPS) is available at any time to assist members and beneficiaries of the Plan with pensions questions, and issues they have been unable to resolve with the Trustee or the Plan. The MaPS is an independent voluntary service that provides free help and advice at any time to you and other beneficiaries of occupational and personal pension schemes. MoneyHelper is a consumer-facing service, providing free and impartial money and pensions guidance for people across the UK, backed by government. If you want to access MoneyHelper:

Tel: 0800 011 3797

Website: www.moneyhelper.org.uk

Webchat: www.moneyhelper.org.uk/en/contact-us/pensions-guidance

Address: Money and Pensions Service, 120 Holborn, Camden, London, EC1N 2TD

What if I have a complaint?

Speak to the Plan administrator

If you wish to raise a compliant you should contact the Team Manager at the Plan Administrator by email: CombinedNuclearPensionPlan@equiniti.com or at the address below. The Plan Administrator’s address is:

EQ Retirement Solutions
Combined Nuclear Pension Plan
PO Box 5167
Lancing BN99 9AY

2-Stage Internal Dispute Resolution Procedure

If, having raised matters for the Trustee’s attention in writing via the Plan Administrator, you do not feel that your concerns have been adequately dealt with, the Trustee has a 2-Stage Internal Dispute Resolution Procedure that should be followed. The first stage is for the Plan Secretary to consider the complaint. If you are still not satisfied, then you can refer the matter to the Trustee Board. A copy of the Internal Dispute Resolution Procedure may be obtained from the Plan Administrator at the contact details above.

Pensions Ombudsman

The Pensions Ombudsman may investigate and decide upon certain complaints or disputes about pensions that are referred to it (in accordance with a process set out in law). Broadly, the Pensions Ombudsman may consider any complaint or dispute of fact or law in relation to an occupational pension scheme. However, in most cases the Pensions Ombudsman requires that the matter is first dealt with through the Plan’s own internal dispute resolution procedure.

The Pensions Ombudsman also provides an Early Resolution Service, which can provide an informal and streamlined approach to dispute resolution. The Early Resolution Service will assess every complaint received and confirm whether the complaint will be considered by the Early Resolution Service by all parties agreeing to a proposed solution, or whether the formal complaints procedure should be followed.

The Pensions Ombudsman’s contact details are as follows:

Tel: 0800 917 4487

Email: enquiries@pensions-ombudsman.org.uk

Website: www.pensions-ombudsman.org.uk

Address: The Pensions Ombudsman, 10 South Colonnade, Canary Wharf, E14 4PU

The Pensions Regulator

The statutory regulator for occupational pension plans is The Pensions Regulator (TPR). TPR’s remit is essentially to make sure that pension plans are run lawfully. TPR can intervene in the running of plans where trustees, employers or professional advisers have failed in their duties. The Trustee is required to provide information about the Plan to the Register. 

Tel: 0345 600 1011

Website: www.thepensionsregulator.gov.uk

Address: The Pensions Regulator, Telecom House, 125 – 135 Preston Road, Brighton, BN1 6AF

Pension Tracing Service

A tracing service is available for you to track any pension arrangements you had in the past. If you want to use the tracing service, you can contact by:

Plan security

The Plan is set up and run according to a Trust Deed and Rules. The Plan’s assets are held entirely separately from those of the NDA and other employers. The Plan pays a levy to the Government’s Pension Protection Fund.

Assigning your benefits under the Plan

You’re not allowed to assign your benefits under the Plan or use them as security for any loans.

Tax status and Plan limits

The rules of the Plan contain certain limits on the contributions paid to it and on the benefits payable from it. Those limits are broadly based on the limits imposed on CPS by tax legislation and HM Revenue & Customs before 6 April 2006. In some circumstances, these limits may restrict the benefits which can be paid to you or your beneficiaries.

The Plan is registered with HM Revenue & Customs under the Finance Act 2004 because registration provides certain tax advantages. In order for the Plan to obtain registration, it has been designed so that only payments which are authorised under the Finance Act 2004 can be paid from the Plan. Therefore, if ever the payment of a benefit described in this booklet is limited or withheld because it would otherwise be unauthorised, alternative authorised benefits of equivalent value will be paid if practical.

How do I find out more about the State Pension?  

Look under www.gov.uk/new-state-pension/what-youll-get to learn more about the eligibility of the new State Pension and how much you will receive.

Data Protection

You can find the CNPP’s Privacy Notice which is stored here www.cnpp.org.uk/legal/ or via the following link www.cnpp.org.uk/wp-content/uploads/2024/05/CNPP-April-23-Privacy-Notice.pdf

The Trustee of the Plan holds certain information about you (personal data) which is needed to administer the Plan and pay benefits from it e.g. data of birth, National Insurance number and bank account details. When processing this data the Trustee must comply with the data protection legislation.

The Trustee is considered a ‘Data Controller’ for the purposes of the data protection legislation and has a legal obligation and a legitimate interest in processing the data held about you for the purpose of operating the Plan. This may include passing on data about you to the Plan Actuary, auditor, administrator and other third parties as may be necessary for operating the Plan. Further details about how the Trustee processes your data and your rights in respect of this data can be found at www.cnpp.org.uk. If you have any other enquiries about your data you should contact the Plan administrator on 0333 207 6523 or email CombinedNuclearPensionPlan@equiniti.com 

Providing information

You must provide to the Trustee any documents or information which the Trustee may ask for. If you do not provide the information requested, this may impact the benefits you receive from the Plan.